Overview
Bitvavo is an Amsterdam-based crypto exchange founded in 2018, aimed at Dutch retail investors. It offers simple EUR onboarding via iDEAL and SEPA, supports 200+ crypto assets and holds a MiCA licence under DNB supervision.
Licences and regulation
- MiCA: Netherlands (DNB) · MiFID II: no — no derivatives · Payment Institution: no — via banking partners · DNB registration: since 2020
Products
| Product | Status | Details |
|---|---|---|
| Spot crypto | Live | 200+ assets, EUR pairs |
| Perpetuals | No | Not supported |
| Tokenised stocks | No | Not supported |
| SEPA/iDEAL | Live | Direct EUR |
| Staking | Live | Selected assets |
Fees
Spot maker 0.03% / taker 0.25% (base), decreasing with volume. Note the ~0.11% spread on BTC/USDC conversion — combined costs can reach ~0.36% per order for small users.
Yield and capital efficiency
No yield on cash balances; staking available for selected assets (ETH, SOL, ADA, DOT); no cross collateral or unified wallet (no derivatives).
Proof of Reserves
Quarterly independent attestations covering 13 assets. Dutch-regulated (DNB).
Pros / cons
Pros: Dutch language and support; iDEAL and SEPA; MiCA-licensed, clean record; beginner-friendly; 200+ assets.
Cons: no perpetuals or stocks; higher spread on USDC (~0.11%); higher taker fees than competitive venues; no yield on cash.
Best suited for
Crypto beginners, Dutch retail investors, DCA purchases, smaller amounts where spread matters less.
Frequently asked questions
Can I trade perpetuals on Bitvavo?
No — spot only.
Is Bitvavo safer than foreign exchanges?
DNB supervision feels familiar, but any MiCA-licensed venue offers comparable legal protection.